The September 2025 jobs report makes it clear: one paycheck isn’t enough, especially for Black women. Since spring, over 300,000 have been forced out of the workforce, layoffs keep rising, and safety nets are thin. The old belief that loyalty equals stability has collapsed. In this post, I unpack why relying on a single job is dangerous, what real resilience looks like, and how to build income, savings, and skills that hold when the system doesn’t.