Survival mode has quietly become the default in 2025. Prices keep climbing, wages stay flat, and too many of us are stretched to the breaking point. But survival isn’t supposed to be permanent. In this post, I break down the hidden costs of survival mode and the systems that create breathing room, protect your peace, and help you move beyond just “making it.”

The September 2025 jobs report makes it clear: one paycheck isn’t enough, especially for Black women. Since spring, over 300,000 have been forced out of the workforce, layoffs keep rising, and safety nets are thin. The old belief that loyalty equals stability has collapsed. In this post, I unpack why relying on a single job is dangerous, what real resilience looks like, and how to build income, savings, and skills that hold when the system doesn’t.

Financial curveballs give you a chance to pause, reassess, and rebuild in a way that aligns with the life you want - not what you had.

Recessions, inflation, and market fluctuations may be outside your control, but how you respond to them is entirely in your hands.

The Federal Reserve's decision to hold rates high offers several benefits for your personal finances and can work to your advantage.

Economic indicators can paint a rosy picture of economic prosperity, but if you look a little deeper, you'll find a more nuanced reality.

The Fed's decision to hold rates isn't just about interest rates; it's about understanding the dynamics that shape your financial landscape.