We’ve been told our money struggles are about “bad choices”:
Didn’t save enough? Your fault
Drowning in loans? Should’ve known better
But what if the truth is simpler and harsher? What if the options were rigged from the start?
In this week’s post, I’m breaking down how bad financial options (from student loans to credit traps) shaped the paths we were given, why shame keeps us stuck, and the strategies that actually expand your choices in 2025’s economy.